UNLEASH is an experiential learning and money mindfulness training and workshop for young people ages 11 to 18 years old. It combines mathematics, economics, citizenship, consumer literacy, personal mastery, social, and emotional learning.

By increasing the learning experiences of young people, they develop social awareness and understanding of the disparities in societies, scarcity of resources, increasing consumerism, exclusion of some communities, the impact of behaviour to the environment and the choices of people that affect them and future generation. Young people cannot be taught simply how to make more money, it has to be balanced with social responsibility to communities and the environment.

Why is money mindfulness relevant to young people?

Research shows that the age of a person has a direct correlation to behavioural change as young people are in the process of developing emotional, social and financial behaviour.  The younger they learn about the role of money in their lives, how money is earned and how to be mindful about needs and wants, delayed gratification, long-term saving and investing, living below your means, the volatility of investments and so much more, the more confident they are to make wise choices in their lives that will impact positively their future.

Based on a survey made by GSMA, 85 per cent of all children in the Philippines own a mobile phone at aged 10. According to We are Social and Hootsuite Filipinos spend about 10 hours and 2 minutes on social media, which is the highest in the world. Another survey says children receive regular pocket money at age 7 and get additional money as gifts.  These are indications that indeed we need to teach young people how to develop a healthy mindset and heart-set about the use of time, money, talent and other resources.

This training and workshop will help young people improve their understanding of:

• Growth mindset
• Emotions associated with money;
• Role of money plays in their lives.
• Long term vision
• Delayed gratification
• Patience
• Consistency
• Becoming a savvy consumer

Young people will learn about the importance of

• Goal setting
• Vision
• Time value of Money
• Needs and wants
• Earning a living
• Hard work
• Money Management
• Risks
• Security
• Planning for short and long-term goals
• Cost of borrowing money and responsibility

Learning financial capability early in life transforms culture.